It’s almost the end of 2019 and while you may have a lot of expectations and exciting opportunities waiting for you in 2020, the one thing you won’t have is any dental benefits that have rolled over. That’s right. Everything you’ve accrued toward your deductible and annual maximum will be reset to “0” on January 1. So, what can you do? Unfortunately, when it comes to your plan, it’s a ‘Use It or Lose It’ set up. Find out how you can keep from losing valuable benefits each year and how you can save money by seeing your dentist now.
Get That Second Cleaning
Your teeth and gums deserve proper care and maintenance. Even if you are brushing, flossing, and rinsing at home, they still need the expert eyes of a dental professional. If you review your dental plan, it’s likely that you’ll see all preventive services are covered at 100%. This means, you can take care of your oral health now, prevent problems from developing in the future, and pay absolutely nothing out of pocket. So, what are you waiting for?
Use Your Deductible to Your Advantage
If you just found out you need a root canal or dental crown, there’s no better time to have it done than once you meet your deductible. The moment you breach that specified amount, your insurance company takes over the majority of your bill. This not only makes the financial burden significantly less on your part, but you are now able to receive the care you need without fearing you will break the bank in the process.
Don’t Risk Rising Fees
It is true that your dental insurance company can (and most likely will) increase fees each year. Whether it is your premium, deductible, or annual maximum they will raise, you can expect your plan to change. You might even notice that some services are no longer covered under your plan, so why take the risk? Need a tooth extracted or orthodontics? Don’t wait until 2020 to schedule your appointment. Go ahead with any treatments or procedures now while you are still covered.
It’s a shame that more than $150 billion is wasted each year on unused benefits, but although it is a sad reality, you don’t have to let your hard-earned money contribute to that total. If you’re unsure how best to use your benefits but want to take advantage of them while you still have time, talk to your dental team today.
About the Practice
At D&G Dental, our team of highly skilled and trained dental professionals are committed to providing and exceeding the expectations of all patients who come through our doors. Offering a comprehensive list of dental services, we are proud to be a Delta Dental dentist in West Orange. We understand that dental services can be costly, which is why our staff will work with you to help you get the most out of your plan, ensuring you maximize your benefits before the year ends. Not only will this get you the care you need, but it will save you hundreds if not thousands of dollars in the long run. Maybe you don’t have Delta Dental but instead, are searching “Aetna dentist near me.” We are happy to help, so don’t be afraid to contact us via our website or by calling (973) 731-2200.